Am I Underpaid? Salary Benchmark

Compare your CTC against the market by role, experience and city. See where you sit between the low (P25), median (P50) and high (P75) of the pay range — and whether you're underpaid, fairly paid or above market. Everything runs privately in your browser.

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Your market position

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Market median (P50)
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Typical range (P25–P75)
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Compa-ratio
Market percentile

Set your role, experience, city and CTC to see where you stand.

How this works: we take published market ranges for your role and experience band, adjust for your city tier, and compare your CTC to the low (P25), median (P50) and high (P75) of that range. Compa-ratio = your CTC ÷ the median. Below P25 is generally underpaid; P25–P75 is the normal market band; above P75 means you're paid better than most peers.

Know your take-home too

A higher CTC doesn't always mean more in your bank account. Convert any offer into monthly in-hand salary after EPF, professional tax and income tax.

Take-Home Salary Calculator → How companies set your pay

How to tell if you're underpaid

The honest answer isn't "what does my friend earn?" — it's where your pay sits in the market range for your exact role, experience and city. Recruiters and HR teams price roles using salary bands built from market surveys, then position each person between the 25th and 75th percentile of that band.

What is a compa-ratio?

A compa-ratio is your salary divided by the band's midpoint (median). A compa-ratio of 1.0 means you're paid exactly at the market median, 0.85 means 15% below, and 1.15 means 15% above. Many companies target a compa-ratio between roughly 0.9 and 1.1 for solid performers, so a number well under 0.9 is worth a conversation.

Why CTC alone can mislead

Two offers with the same CTC can leave very different amounts in your account, because CTC bundles employer EPF, gratuity and variable pay. Always pair this benchmark check with a take-home salary comparison, and understand how the CTC is actually built.

Frequently asked questions

How do I know if I am underpaid?

Compare your CTC against the market range for your role, experience and city. If your pay is below the 25th percentile (P25) for that group, you're likely underpaid. Between P25 and P75 is the typical market range, and above P75 means you're paid better than most peers.

What is a good compa-ratio?

Many companies aim for a compa-ratio between about 0.9 and 1.1 for good performers. Below 0.85 often flags an underpaid employee; above 1.15 is well paid. It's a guide, not a rule — skills and performance move the target.

Are these salary numbers guaranteed?

No. They're indicative ranges aggregated from public salary data for India, for guidance only. Actual pay depends on the specific company, your skills, performance, location and negotiation.

Does the tool send my salary anywhere?

No. Everything is computed in your browser. Nothing you type is uploaded, stored or shared.

Disclaimer: This tool is for general information only and is indicative, not advice. Salary ranges are aggregated estimates from public sources and vary by company, skills, performance, location and negotiation. Do not rely on it for employment or financial decisions without independent verification.