All your India finance calculators, in one place
IndCalculators brings together the tools people search for every day — from working out your take-home salary and income tax to planning a SIP, an EMI or an FD. Each one is built for Indian rules (FY 2025-26 / AY 2026-27), updates instantly as you type, and runs entirely in your browser. Pick a category below, or jump straight to a calculator.
💰 Tax & salary calculators
🧾 Income Tax (ITR) Calculator
Compute your income tax for FY 2025-26 — salary, capital gains, surcharge, cess and the New vs Old regime. Upload Form 16 / AIS to auto-fill.
Open ITR calculator →💼 Salary (Take-Home) Calculator
Turn your CTC into monthly in-hand salary — basic, HRA, EPF, professional tax and income tax across both regimes.
Open salary calculator →⚖️ Am I Underpaid? Benchmark
Compare your CTC against the market median by role, experience and city — see if you're underpaid, fair or above market.
Check my salary →🏠 HRA Calculator
Find your tax-exempt House Rent Allowance under section 10(13A) from basic salary, HRA received and rent paid.
Open HRA calculator →🎁 Gratuity Calculator
Estimate your gratuity payout under the Payment of Gratuity Act, with the ₹20 lakh tax exemption.
Open gratuity calculator →🧾 GST Calculator
Add or remove GST on any amount and see the CGST, SGST and IGST split instantly.
Open GST calculator →📈 Investment & retirement calculators
📈 SIP Calculator
Estimate the maturity value and returns of a monthly mutual fund SIP by amount, expected return and period.
Open SIP calculator →💵 Lumpsum Calculator
Project the future value of a one-time investment with annual compounding.
Open lumpsum calculator →🏛️ EPF Calculator
Project your EPFO provident fund retirement corpus from basic salary, contributions and interest.
Open EPF calculator →👵 NPS Calculator
Estimate your National Pension System corpus, tax-free lump sum, annuity and likely monthly pension.
Open NPS calculator →🏦 Savings & deposit calculators
💰 FD Calculator
Work out your fixed-deposit maturity value and interest for any amount, rate, tenure and compounding frequency.
Open FD calculator →🗓️ RD Calculator
Project the maturity value and interest of a monthly recurring deposit over your chosen tenure.
Open RD calculator →🛡️ PPF Calculator
Estimate your Public Provident Fund maturity from yearly deposits with annual compounding — tax-free.
Open PPF calculator →🚗 Loan & everyday calculators
🏦 EMI Calculator
Work out the monthly EMI, total interest and total payment on a home, car or personal loan.
Open EMI calculator →🚗 Car Lease Calculator
Estimate your monthly car lease payment and total cost from price, residual value, term and rate.
Open car lease calculator →🎂 Age Calculator
Find your exact age from your date of birth in years, months and days, with a birthday countdown.
Open age calculator →Filing your taxes this year?
Start with the free ITR calculator — it supports ITR-1, ITR-2 and ITR-4 for FY 2025-26 with salary, house property, capital gains, surcharge, cess and the section 87A rebate. Then compare the New vs Old regime to see which saves you more.
Open the ITR Calculator → New vs Old RegimeIncome-tax guides, organised under the ITR calculator
Everything you need to understand Indian income tax lives alongside the ITR calculator — plain-English guides for FY 2025-26 (AY 2026-27), each linking back to the tools.
📊 Income Tax Slabs FY 2025-26
The full new-regime slab table, the 87A rebate that makes income up to ₹12 lakh tax-free, surcharge and cess.
Read the slab guide →⚖️ New vs Old Tax Regime
Which regime saves you more? Compare rates, deductions and break-even points for FY 2025-26.
Compare regimes →💸 Deductions & Exemptions
Standard deduction, 80C, 80D, 80CCD(2), HRA and what still applies under the new regime.
See deductions →📈 Capital Gains Tax
STCG, LTCG, section 111A & 112A rates, the ₹1.25 lakh LTCG exemption, and foreign shares.
Understand capital gains →🧭 Which ITR Form to File
ITR-1, ITR-2, ITR-3 or ITR-4? A quick eligibility guide for individuals and HUFs.
Find your form →📝 How to File Your ITR
A step-by-step walkthrough of the e-filing portal, from Form 16 to verification.
Filing walkthrough →In-depth articles
Longer, plain-English explainers on the topics salaried taxpayers and investors actually get stuck on — indicative only, not tax advice.
How RSUs & ESOPs are taxed in India
Perquisite tax at vesting, capital gains at sale, and foreign-share reporting.
Read the article →Why ₹12.75 lakh is tax-free
Standard deduction, the 87A rebate and marginal relief, explained.
Read the article →HRA exemption, done right
The three-part calculation, landlord PAN rule and common mistakes.
Read the article →AIS & TIS explained
Read what the department sees and fix mismatches before filing.
Read the article →Why IndCalculators?
Money decisions in India come with a lot of fine print — salary structures, tax regimes, EPF, HRA, capital gains. Our goal is simple: if you can see how a number is calculated, nobody can fool you. Every tool here is free, needs no sign-up, and runs entirely in your browser, so your figures are never sent to or stored on any server. The calculators use current-year Indian rules where relevant and update instantly as you type — whether you need a quick take-home salary, an income-tax estimate, a SIP projection or your EPF/NPS retirement corpus.
Frequently asked questions
What calculators does IndCalculators offer?
Income tax (ITR), take-home salary, HRA, gratuity, GST, SIP, lumpsum, EPF, NPS, FD, RD, PPF, EMI, car lease and age calculators — see the full list.
Are these calculators really free and private?
Yes. Every calculator is free with no sign-up, and all calculations happen in your browser. Nothing you type is transmitted to or stored on any server.
Are the tax calculators up to date?
Yes — the income-tax tools use FY 2025-26 (AY 2026-27) new and old regime rules, including the section 87A rebate. They are indicative; always verify against your AIS/TIS before filing.